Who we are
This site, esfinanzas.com, belongs to Estructuras en Finanzas S.A. (Esfinanzas), Tax ID (NIT) 830.133.597-7, Calle 110 #9-25, Of. 711, Bogotá, Colombia. Email: info@esfinanzas.com. Phone: +57 (601) 704 3216.
Acceptance
By using the site or submitting a form you accept these terms. If you do not agree, please do not use the forms; you can contact us directly by email or phone.
What this site is for
The site presents Esfinanzas, its services, track record and informational content. Its content is general: it is not financial, legal, accounting or tax advice for a specific case, nor an investment offer or recommendation, nor a public offering of securities. Every decision requires a specific analysis.
No online sales or payments
No products or services are sold and no payments are taken on this site. Esfinanzas services are engaged through a written proposal and contract that define scope, fees and termination. There are therefore no purchases on the site subject to withdrawal or online refunds.
Contact and meeting requests
Sending a message or requesting a meeting does not create a contractual relationship or bind either party. Requested meetings are subject to confirmation by a partner. The first conversation is free of charge.
Intellectual property
Texts, design, own photographs and the Esfinanzas brand belong to Esfinanzas or to those who licensed them. Client logos and names belong to their owners and are shown only to reference professional relationships. Testimonials are published with the authorization of the companies that gave them. Commercial reproduction of the content requires written permission.
Proper use
You agree to provide truthful information in the forms and not to use the site to send unlawful content, impersonate others or try to affect its operation or security.
Third-party links and content
The site links to third-party services (Spotify, LinkedIn, WhatsApp, Google Maps). Esfinanzas does not control those services, which are governed by their own terms and policies.
Liability
We try to keep information accurate and up to date; track-record figures are indicative. Esfinanzas is not liable for decisions made solely on the basis of the site’s general content, or for service interruptions beyond its control.
Personal data
The processing of your data is governed by the personal data processing policy, which you authorize separately.
Governing law
These terms are governed by the laws of the Republic of Colombia. Disputes will be submitted to the courts of Bogotá, without prejudice to the rights granted to you by law.
Changes
We may update these terms; the version in force, with its date and version number, will always be on this page.